estate planning

If you are selected to be "power of attorney for health care"

National Healthcare Decisions Day, April 16, encourages all adults to complete an advance directive. This document names a "power of attorney for health care," sometimes called a "proxy." The proxy is authorized to make medical decisions should a patient become unable to speak or think independently.

Being chosen to act as someone's health care proxy is a role of honor and responsibility. If your relative has selected you, consider these tips.

Prepare for the role 

Important Decisions: Financial and Health Care Planning

Death and dying are not topics we talk about easily in our culture. As a general rule, in fact, we avoid them, almost as if to talk about them would bring on a premature demise. As a result, many families are unaware of their loved one's wishes at the end of life and are faced with making difficult decisions. This can lead to family discord and can make a trying situation even harder than it already is.

When should you take over Mom’s checkbook?

Money matters are often intensely private. And no one wants to infringe on a family member’s independence. Yet it is through (sometimes expensive) financial mishaps that you may learn of changes in your parent’s memory and thinking.

Signs of a problem

Diseases that affect memory also tend to impair arithmetic skills and reasoning. That’s why money trouble can suggest the onset of dementia. Be alert for the following changes:

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